6 things you can do to prepare for the loan approval process

Getting a Loan to purchase a home can seem complex and difficult. Adding that there are a number of mortgage brokers looking for your business to take it instead of giving you advice on debt, it is important that you understand that you can quickly size up who you are considering to handle your loan […]

Top 5 Upgrades Simi Valley Home Buyers look for in a Purchase

Simi Valley home owners considering selling their home who would like to know what upgrades will make the difference when it comes time to sell, should look at the following list to understand what kind of competition they may be up against in the market place.  Home owners not looking to sell, but who are […]

Unemployment Numbers without the Spin

Unemployment Numbers without the Spin This clever Youtube video explains how the unemployment rate really does not address the real number. We are in interesting times. The unemployment figures the news reports form the government do not include: Those not in the Labor Market Those marginally in the Labor Market Those how work Part Time […]

Fannie Mae & Freddie Mac Look Up for Simi Valley Home Owners

Fannie Mae & Freddie Mac Look up for Simi Valley Home Owners The government is doing everything it can to keep stability in the housing markets.  75 million was set aside to try and help 3-4 million homeowners with Fannie Mae and Freddie Mac backed loans get help with refinancing.  This assistance was designed to help […]

1st Time Home Buyer Tax Credits Explained for Simi Valley Home Buyers

1st Time Home Buyer Tax Credits Explained for Simi Valley Home Buyers The Details are out!!! 1. There are income limitations for the purchasers, $75,000 for an individual or $150,000 for a couple. Partial credits may be available if you exceed the maximum income limits. 2. The Tax credit is for 10% of the home’s value, […]

A Fistful of Dollars – Part II (attn: Simi Valley – Loan Modification)

As you know, the Federal Government announced a wide variety of very important changes for homeowners last Wednesday, March 4.  Simi Valley home owners can start working on your own loan modification right now but you will have to wait a little longer for the 105% refinances.  In the interest of keeping this email as […]